Free Yourself Financially

Why Banks are in Total Control

2009-07-16T13:40:00.000-07:00

I recently read this article and was blown away by the truth it portends. Banks control the world. Read and educate yourself:http://www.rollingstone.com/politics/story/29127316/the_great_american_bubble_machine

Investing Your Money Without Gambling: The Numbers

2009-06-30T14:02:00.000-07:00

The core principle of a financially free person is “unearned income.” This means that you have money that makes more money without requiring you to put in any labor. Meanwhile, you can sit back with your hands behind your head and watch your wealth grow. Your goal should be to turn your earned or salaried income into investments that bring in more and more streams of unearned income. The key

Are Energy Efficient Roofs Worth the Price?

2009-06-25T13:21:00.000-07:00

Average Non-Energy Efficient Cost: $5,000 (common roof consisting of asphalt shingle materials)Average Energy Efficient Cost: $15,000 - $1,500 stimulus money = $13,500 (metal or reflective shingles)Benefits: Lifespan of 50 years vs. normal roof lifespan of 15 years. It will also reduce electricity bills through its reflective/insulation capabilities, which are most noticeable in hot, sunny

5 Daily Routines That Will Reduce Your Electric Bill

2009-06-24T11:36:00.000-07:00

1) Change your clothing instead of the thermostat to regulate your body temperature. If it is hot, take layers off. If it is cold, wear more. This is a very simple way to leave your thermostat at a constant, comfortable temperature that minimizes the need for electricity. The more you hear your heater/air conditioning turning on and running, the more electricity you are using and the more

Saving Money at Outlet Malls

2009-06-23T12:51:00.000-07:00

The next time you look in your closet and realize that it’s time to buy yourself a new wardrobe, start planning a trip to the nearest outlet mall. At an outlet mall, you will find name-brand stores selling their products directly to you at a reduced price. They receive their clothing and products straight from the factory and are located in remote locations, eliminating the need for a middle

Buy in Bulk: Saving vs. Spending

2009-06-18T14:33:00.000-07:00

I have had a Costco membership for over five years. Recently, I became aware of a trend that I now realize has remained consistent since my first day of membership. It happens every time I visit, from the very moment I walk in. I flash my membership card and the security guard waves me inside. Then, for about two seconds, I go through a period of intense inner struggle where I eventually

5 Ways to Get the Best of a High Pressure Salesman

2009-06-16T21:25:00.000-07:00

One day, you will be pressured into paying too much for something you don’t need. This pressure to spend your hard earned money will come from a person who is trained to overcome your every objection; who is taught to use your emotions to control your actions. The result usually ends up with you pressing pen to paper and signing your name onto a sales agreement. How can you protect yourself,

Searching For a Job

2009-06-12T07:23:00.000-07:00

Welcome to the excruciating world of the job seeker. In this world, nothing is certain except your need for an income and your desire to meet with success. You must persevere through the companies telling you that you are not qualified. You must have patience when there are extended periods of time with no feedback or communication. And you must have persistence, because as long as you are

Creating A Personal Budget 101

2009-06-10T13:47:00.000-07:00

The alluring quest to attain a state of financial freedom begins with the creation of your personal budget. Knowledge of the specific amount of money that is coming into and out of your possession will allow for a replacement of your daily fiscal worries with high financial self-esteem. You will notice this newfound self-esteem affecting a number of other areas that have potential benefits for

4 Tips for Buying a High Definition Flat Screen TV

2009-06-09T15:08:00.000-07:00

High definition flat screen televisions have become more than just an amazing convenience; they have become a social fad. The moment you step back after you finally finish mounting your new, state of the art, LCD flat screen is the moment that the possibilities of your world become endless. All of your parties, sporting events, weekly shows, nightly news, and television watching habits have

Coupons: Where and How to Get Them

2009-06-08T19:07:00.000-07:00

I know where to get free money. Yes, I said it: free and money in the same sentence. You scoff and ask me, "Where on Earth can I get free money?" Most people automatically associate the word “free” with “nonexistent,” especially when it deals with money. These people don’t realize that even though the mythical money tree might not be real, coupons most certainly are. And coupons are as good

5 Easy Ways to Lower Your Water Bill

2009-06-06T09:50:00.000-07:00